How much does an eye exam cost in Rochester Hills? Straight numbers, with and without insurance
Nobody should have to book an appointment to find out the price. Here is how exam costs actually work, insured and not.
"How much is an eye exam?" is one of the most-searched eye care questions in Rochester Hills, and one of the worst-answered, because so many offices make you call, book and sit down before a number appears. Here is how the pricing actually works, so you can budget before you dial.
With vision insurance
If you have VSP, EyeMed, NVA or Davis Vision, a comprehensive routine exam typically costs you a copay, most commonly $10 to $25 depending on your employer's plan. Your plan also brings a frame allowance and lens coverage if you need glasses. We verify your exact benefits when you call, so the number we quote is the number you pay. VSP details here, EyeMed here.
Without insurance
No vision plan is common: plenty of self-employed people, retirees between coverage, and students are in the same spot. A comprehensive exam at an independent office in this area generally runs in the low-to-mid $100s out of pocket, and we'll quote our current fee plainly when you call, before anything is booked. That exam is the full version, the same 30-to-40 minute appointment insured patients get, not a shortened screening.
Contact lens wearers: one extra fee, explained
A contact lens fitting is billed on top of the exam because it's genuinely extra work: corneal measurements, trial lenses, and follow-up visits until the fit is right. The fee varies with lens complexity (simple spherical lenses at the low end, torics and multifocals higher). Most vision plans contribute to it. How fittings work.
Ways to bring the cost down
- FSA and HSA funds cover exams, glasses and contacts, in pre-tax dollars.
- CareCredit splits exams and eyewear into payments.
- Use the whole benefit. Insured patients who skip a year are paying premiums for nothing; the exam copay is the cheapest healthcare appointment you'll have all year.
- Medical visits bill differently. A red eye or dry eye visit goes to your health insurance, not your vision plan, which often means it's covered when you assumed it wasn't.
What the money buys
Cheap exam offers exist, and they're usually fifteen minutes attached to a sales floor. The exam here is Dr. Dolan, the same doctor every year, screening for glaucoma, cataracts and diabetic changes while he refines your prescription, and explaining all of it in plain English. That's the version worth paying for, insured or not.
Call (248) 375-0040 for a real quote in one phone call. 3110 Walton Blvd, Rochester Hills.
20/20 Vision is an independent optometry practice and designer eyewear boutique at 3110 Walton Blvd, Rochester Hills, MI 48309, serving Rochester Hills, Rochester, Oakland Township, Auburn Hills and Troy since 1980. Eye exams with Dr. David Dolan, OD. In-network with VSP.